01603 905 501

It couldn’t be easier

Use the Finance Calculator  to calculate (as a guideline) your monthly costs for the gutter vac on finance you want to buy.

Oxford Funding will take all the details they need over the telephone and aim to have a formal offer back with you the same or next day.

They may ask to see bank statements and other papers but they will try to only ask you for items which you confirm you are able to send.

With rates and terms to suit most clients whether new start or well established we are confident Oxford Funding can offer you a cost effective means of acquiring the equipment you want from us at gutter vacuum systems.

Why finance?

The main reason for finance is simply that you want to buy the equipment but you either haven’t got the cash – or you don’t want to use your own cash – so you in effect borrow the money to pay for the equipment.

It is extremely important for your business to remain cash positive (solvent).  If you think you may need your funds for working capital then lease finance or Hire Purchase may be the correct way to pay for your equipment.

It may also be that you simply don’t have the funds to buy the equipment. It may be that you have enough funds to buy a machine – but with finance you can get a bigger/better/more appropriate machine – or get two of them!

Provided the equipment earns more for you than it costs, it probably makes sense to borrow the money to pay for it.

Lease Finance & Hire Purchase

Recently banks have found it difficult to lend money to new start or small businesses. Lease and HP finance is much more flexible and is available to smaller and new start businesses.

If you have been trading for some time then the lease and Hire Purchase lenders are undercutting the banks to get hold of quality customers like you. So the rates are often better than your bank will offer.

Reducing Your Tax Liability

By allowing Oxford Funding to arrange lease finance for your equipment, you are also maximising the amount of tax that you can save.

Lease finance is 100% tax efficient as it allows you to offset each payment as a taxable business expense, in the same way you would offset your other running costs, such as rent, heat and telephone.


It makes commercial sense to pay for your equipment over the lifespan of that equipment.

Your income and expenditure is aligned, and when you have finished paying for the equipment you can renew it/upgrade it with no extra cost – which ensures your equipment stays up to date.



Buy now – Pay in 3

Plan. Buy. Pay in 3.

Time and flexibility are on your side. Manage your budget and break the payments up over 2 months.

Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. You may find our Spend Smarter Guide helpful.